19 Nov

a sense of community

General

Posted by: Tammy O'Callaghan

A Sense Of Community – Harmony Mortgage Group, Doing Our Part!   Harmony Mortgage Group has always been hands on within our community.  Carie and I have always made it a priority to get involved and are naturally very outgoing people.  So when Jodi Derksen, wife of the head coach Mike Derksen for the Chilliwack […]

Read More
16 Jul

Renovate and Roll!

General

Posted by: Tammy O'Callaghan

We have all done this, dreamt about the upgraded appliances and how they would look so good in our dream kitchen.  While you are at it you might as well do the addition and create that beautiful en-suite you have always wanted.  Then we stop ourselves and think wouldn’t it be nice, if only I […]

Read More
22 Jan

Bank of Canada

General

Posted by: Tammy O'Callaghan

There were no major surprises after today’s Bank of Canada announcement – prime rate remains the same and the main concern at the moment are the weak inflation numbers.  It was hinted that if risks continue to grow and numbers don’t improve there is even the possibility of a rate cut in the future.

Read More
16 Dec

Single Ladies buying a home

General

Posted by: Tammy O'Callaghan

Single Ladies Buying Homes   All the single ladies, all the single ladies…. put your hands up!  Take it two a single lady who have bought homes on our own.  It is both scary and empowering.  You need an expert on your side.   It’s becoming increasingly apparent that a greater number of women are now taking […]

Read More
5 Dec

Purchase plus improvement

General

Posted by: Tammy O'Callaghan

What does a mortgage broker do? Learn more about mortgage brokers and how they can help you. Mortgage brokers with Harmony Mortgage group part of Dominion Lending Centers will help you find the best lending options and rates available at no cost to you ! Harmonymortgage.ca                 Buy […]

Read More
14 Nov

Harmony Mortgage Group, helping you in your home buying search…

General

Posted by: Tammy O'Callaghan

Harmony Mortgage Group, helping you in your home buying search…   As Chilliwack’s leaders in mortgage lending, Harmony Mortgage Group uses their experience in the lending community to search out the best mortgage product to suit your needs.    As a mortgage broker we will help you first qualify, then hold a rate for you […]

Read More
23 Sep

Buying or Selling what to do first?

General

Posted by: Tammy O'Callaghan

Planning to move? Buy first or sell first? Any homeowner looking to sell and buy another home has to answer a lot of questions.  Some factors to consider are location, timing and budget; and some are even as simple as should you buy first or sell your home first. These questions can be answered with […]

Read More
11 Apr

are you average?

General

Posted by: Tammy O'Callaghan

The average first-time home buyer in Canada is 29 years old and expects to be able to put down a down payment of $48,000 on $300,000 home, according to a recent poll by the Bank of Montreal. But the study, released Tuesday, also found that price expectations vary widely, depending on where the home buyer […]

Read More
2 Apr

Separating?

General

Posted by: Tammy O'Callaghan

Check out our Spousal Buyout Program! So many thoughts go through your mind at this time, the last thing you want to think about is how you can financially make it through this difficult time.    Let us shoulder the burden for you. Our partnership with leading lenders can help facilitate a spousal buyout program.  […]

Read More
14 Mar

Buy with 5% down

General

Posted by: Tammy O'Callaghan

Buy with 5% down payment What is all this talk about so many Mortgage changes?? Why are people under the impression that you need more than 5% down to buy a house?The new mortgage rules had little to do with down payments in fact for the average home buyer the down payment rules have not […]

Read More